Think of auto insurance endorsements as “added options” to your auto policy. Just like you could customize your vehicle, endorsements allow you to customize your coverage. Sometimes endorsements are as simple as an address or name change, or when you want to add coverage to your current policy.
An endorsement is also a good way to add extra coverage to your policy without having to purchase an entirely new one. Your ERIE agent can walk you through your policy and let you know which endorsements you currently have on your policy and if there are any additional endorsements that make sense to add.
Here are a few popular choices.
4 Common Auto Insurance Endorsements
When it comes to your auto insurance, you’ve got a lot of choices. When you choose ERIE, you can feel confident about your coverage. Why? Because every policy comes with a local insurance agent to help you understand how your policy works, what it can help protect, and how to customize it based on your needs (and budget).
Learn more about auto insurance or contact your local ERIE agent today.
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1 Transportation Expense coverage is included with comprehensive coverage and optional with collision coverage (although Transportation Expense Collision is included in Virginia at no additional cost). North Carolina and Virginia offer a monetary reimbursement subject to purchased limits of coverage. Rental car classes do not apply.
2 Vehicles eligible for coverage include cars, light trucks, and motorcycles. The service also covers horse, livestock and other trailers while attached to a motor vehicle that are pulled by vehicles that ERIE insures. See individual policies for specific coverage details. Certain terms and limitations may apply. In North Carolina, coverage is purchased by limits ($25, $50 and $100).
3 ERIE Rate Lock® does not guarantee continued insurance coverage. Not available in all states. Limited to three years in Virginia. ERIE Rate ProtectSM offered in New York. Insured must meet applicable underwriting guidelines. Premium may change if you make a policy change.
4 In New York, the comprehensive deductible cannot be reduced to less than $50 and collision deductible cannot be reduced to less than $100. Additional Transportation Expenses are not available in Kentucky. Increased coverage includes higher limits for things like locksmith costs, personal items and non-owned trailers. The endorsement contains the specific details of the coverage, terms, conditions, and exclusions. Ask your ERIE agent for details.
5 The endorsement is sold on a per-vehicle basis, not per policy, and contains the specific details of the coverages, terms, conditions and exclusions. Coverage is not available in all states. Eligible vehicles must carry both comprehensive and collision coverage and payment for a totaled vehicle is based on the cost of a comparable model. See individual policies for specific coverage details. New vehicle replacement and better vehicle replacement do not apply to leased vehicles. Only auto lease/loan component applies to a leased vehicle. Coverage does not include items such as overdue payments and carry-over balances from previous leases/loans, etc. When payment is made under new vehicle replacement or better vehicle replacement, auto lease/loan coverage will not apply.