Welcome to Thomas E. Michael Agency
Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, and Life/Health Insurance For Bethlehem and All of Pennsylvania

Family owned and operated, the agency always tries hard to find the most competitively priced premium for the risk at hand. This is accomplished by having numerous carriers for customers to choose from and by providing access to others through brokerage firms.
Be sure to contact Thomas E. Michael Agency today for your insurance needs! Their hours are Monday through Friday, 9am to 5pm – evenings and weekends by appointment.
Recent Blog Posts
When Water Damage Hit Her New Dental Office, ERIE Helped Her Get Back to Business
Posted: June 9, 2026
Dr. Yooson Kim has spent the last 20 years doing steady, careful work—helping people feel comfortable in the dentist’s chair and building a practice her patients trust. Like many business owners, she also knows that trust matters just as much behind the scenes: with vendors, employees and especially the insurance carrier she chose to help protect what she’s built. That’s why, after years with a...
Do You Need an Insurance Agent? 15 Signs It Might Be Time
Posted: June 4, 2026
Having a knowledgeable and responsive agent in your corner is critical to helping make sure your insurance keeps up with your unique life situations. They understand everyone has different insurance needs, which adds value to the human touch they offer. While buying insurance directly online can seem like a convenient way to obtain coverage, life’s realities can make the task more complex. Agents also understand...
Do I Need Multi-State Car Insurance for Out-of-State Coverage?
Posted: May 11, 2026
In most cases, the answer to this question is “no.” However, some states may have different requirements for showing proof of insurance and different insurance requirements than what your policy provides. In those cases, as a nonresident, your policy will automatically be increased to meet the minimum amount and type of liability coverage required by that state’s law should you be in an accident. Blog...







